Verified customer feedback
What Our Customers Say
4.8/5Based on 2,500+ reviews from business owners
150K+ businesses funded since 2006. Here's what owners say about the process, the people, and the results.
Showing 24 of 24 reviews
Funded before our busiest week
“We landed a stadium catering contract with nine days notice. The line of credit was approved the same afternoon and I drew enough to staff up and prepay two suppliers.”
Bought out my silent partner
“A term loan let me take full ownership of the practice without touching retirement savings. My advisor mapped the payment against our monthly collections before I ever signed.”
Kept the doors open after a flood
“Three inches of water shut us down for two weeks. Funding hit the account in under 24 hours and covered payroll, the cleanup crew, and new flooring. Nobody on my team missed a check.”
Smooths out a seasonal swing
“Ski season pays for the whole year here. Drawing in April and paying it back in January has taken the stress out of our off-season completely.”
Approved in hours, not weeks
“My credit union asked for three years of returns and a 30-day review. I sent four months of bank statements here and had a real number before the end of the day.”
Two service vans on the road
“Equipment financing covered both vans plus the shelving and wraps. We took on eleven more accounts that quarter because we finally had the capacity.”
The cost was clear from the start
“I asked for the total payback number and got it in writing in the first call. No stacked fees, no surprises in the docs. That alone made the decision easy.”
Bridged a 75-day receivable
“A hospital client paid late and I still had suture and glove invoices due. One draw covered it and I never had to call a supplier to beg for time.”
Stocked up before the holiday rush
“The term loan funded a full pallet order in September. We sold through by mid-December and paid a third of the balance down early with no penalty.”
SBA loan without the headache
“I'd tried an SBA 7(a) on my own two years ago and gave up. This time someone kept a live checklist and told me exactly what was missing each week. We closed in ten weeks.”
Opened location number three
“Build-out, signage, and four months of runway all came from one term loan, and the payments were structured lighter for the first two quarters while we ramped.”
Early-pay discounts pay for the line
“Most of my vendors knock 2% off for payment inside ten days. I draw, pay early, and pocket the spread. The line has genuinely made us money.”
Soft pull, exactly as promised
“We're closing on a house next spring so I couldn't risk hard inquiries. Checking my rate never touched my score, and I confirmed it on my monitoring app the next week.”
New embroidery machine in four days
“Equipment financing on a six-head machine took less than a week from quote to delivery. It cleared its own monthly payment on the first corporate order we ran.”
They already knew our billing cycle
“Home health pays slow and payroll is weekly. My advisor had funded agencies like ours before and built the line around that exact gap instead of making me explain it.”
Fast, plain-spoken, done
“Applied on a Tuesday morning, spoke to a human that afternoon, funded Wednesday. I've since sent two other owners from my building their way.”
Won the biggest bid in our history
“We needed materials money up front to credibly bid a school district job. With funding committed we bid it, won it, and doubled our annual revenue.”
Escaped daily-draft financing
“An old advance was pulling money out of my account every single morning. The term loan consolidated it into one predictable monthly payment and I could breathe again.”
They looked at revenue, not just age
“Twenty months in business and every bank said come back later. Here, someone actually read our deposits and approved a line that matched what we were really doing.”
Whole kitchen upgraded at once
“Two convection ovens, a mixer, and a walk-in — financed together instead of one piece a year. Output is up sharply and the payment barely registers.”
Advised me to borrow less
“I came in asking for a number well above what I needed. My advisor walked me down to something safer and explained why. That honesty is why we came back twice.”
We own our warehouse now
“The SBA 504 took a couple of months, which was flagged up front, but the long amortization made the payment lower than what we'd been paying in rent.”
Overnight fix for a broken freezer
“Our walk-in freezer died on a Saturday with a full inventory inside. I drew from the line that morning, paid the repair tech in cash, and lost nothing.”
Fourth round and still smooth
“Renewals take about ten minutes now because they already have our history, and the pricing has improved every time we've paid off on schedule.”
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